Key Facts Illustration

A Key Facts Illustration (KFI) refers to all the information regarding a mortgage product that is being considered. Mortgage providers must publish these details in a regular format to make it easier for customers to compare different lenders in the market.  

All lenders are responsible for confirming the accuracy of the Key Facts Illustration and will need to provide a guarantee.

The KFI is particularly useful for home buyers because it allows them to find out whether or not the  contract of the mortgage they are applying for is regulated by the Financial Services Authority, the regular of the UK's financial industry.