Who pays for defective title insurance ?

Where a defective title insurance is needed in the conveyancing process resulting from a defect in the property, such as a missing deed or lack of title to the property, the purchaser will expect the seller to obtain and pay for the insurance policy.

This  will not always be agreed by the seller, particularly where the seller ( and their conveyancing solicitor ) differ in their view of the alleged defect. Where, however, insurance is required to cover the absence of an official local search, and the urgency to exchange is coming from the purchaser, the buyer should expect to pay for his own indemnity insurance. Sometimes the cost is split between the buyer and seller.