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Offset Mortgage

An Offset Mortgage can be a viable route for homeowners that want more control over their money. They can 'offset' any balances in their current accounts or savings accounts and use this to pay their outstanding mortgage balance, paying an interest charge on the remaining difference. This option...

Overreaching

Overreaching refers to the rights of the beneficial owners to occupy a specified property. In a number of conveyancing procedures, the seller’s solicitor may make an appointment with an additional trustee to guarantee a purchase deed and overreach beneficial interest for the property. The act...

Official Receiver

The Official Receiver is an independent, impartial party appointed by a bankruptcy court as an interim receiver and manager of the property to which debt is charged. He or she presides over the creditors' meetings in examination of the property in receivership and often, when winding-up order is...

Overriding Interests

Not all matters affecting property are registered or capable of being registered at the Land Registry.   Nonetheless the property is still subject to such matters....

Office of the Public Guardian

The Office of the Public Guardian (OPG) (headed by the Public Guardian) is an agency of the Ministry of Justice and is responsible under the Mental Capacity Act for: supervising Deputies appointed by the Court of Protection (the ‘Court’); keeping registers of Deputies, Enduring Power...

Official Copy

There is no statutory definition in the Land Registration Act 2002 of “official copy”. In practice, a hard copy of an official copy is one prepared by Land Registry or a printed version of an electronic official copy (providing that the electronic file has not been modified or...