"When buying or selling in the area, who you know matters as much as what you know. Fridaysmove's Whitnash Conveyancing team is able to employ their local knowledge to help you move home sooner."

Local issues considered by Whitnash Conveyancing Solicitors:

Fridaysmove property lawyers in Whitnash are on all UK mortgage lender panels, including:

What are the consequences if your solicitor is not on your lender's panel?

Many lenders, and particularly nationwide banks, were once willing to instruct any solicitors who requested to be added to their panel. Lenders have also reduced the size of their panels, setting more restrictive criteria for membership. If your lender does not accept your chosen solicitor, you must make a decision as to how to proceed:

• Instruct another firm who is on your lender's panel, or,
• Find a mortgage from a different lender

You could also choose to work with your current solicitor, but you will have to pay the lender's costs in addition to your own, as they will instruct a member of their panel. Issues to consider if you intend to swap to a firm on the panel:

• The second firm may have a different fee structure, or higher fees
• Work which the first solicitor has completed already may need to be paid for regardless of your decision.
• Your new conveyancing solicitor may have weaker local knowledge.

Official Searches in Whitnash

If your are looking to buy a new home in Whitnash your property lawyer is required to apply for Searches. The Local Authority for Whitnash is Warwick District Council, Riverside House, Milverton Hill, Leamington Spa, Warwickshire, CV32 5HZ. Tel: 01926 410 410

Disadvantaged Areas in Whitnash

The government has designated certain areas as 'disadvantaged areas' and property purchases in such areas may qualify for relief from stamp duty. In England and Wales, they are based on local government wards and electoral divisions. Because designated regions for relief are defined according to electoral wards, a postcode search is no guarantee a property will be eligible. Normal rates of stamp duty apply for purchases greater than £150k. By making a straightforward search by postcode, you can usually determine if a property purchase below £150,000 will benefit, however. For more information regarding Whitnash disadvantaged areas, or to determine if your prospective purchase qualifies, call us today.