"Knowledge of the local Whiteley area is key to an easier, faster move. Our Property Lawyers use their local knowledge and expertise to improve your home-moving experience."

Local issues considered by Whiteley Conveyancing Solicitors:

Whiteley Stamp Duty Relief

Disadvantaged areas relief may be available for property bought in around 2,000 locations across the country. Local government wards or electoral divisions are used to define the boundaries of these. No stamp duty is due for houses bought in a Whiteley disadvantaged area under the £150k threshold. It may be necessary to make further enquiries with the local council, if initial searches fail to identify whether a residence lies in a disadvantaged area. That said, for any purchase below £150,000, it is worth making a simple postcode search to find out if a property is in a Disadvantaged area. For more information regarding Whiteley disadvantaged areas, or to determine if your prospective purchase qualifies, call us today.

Searches in Whiteley

If your are looking to purchase a property in Whiteley a property lawyer will apply to the council for Local Authority Searches (Con 29 enquiries, LLC1 and Con29 Part 2). The Local Authority for Whiteley is Winchester City Council, City Offices, Colebrook Street, Winchester, Hampshire, SO23 9LJ. Tel: 01962 840 222

Fridaysmove property lawyers in Whiteley are on all UK mortgage lender panels, including:

What are the consequences if your solicitor is not on your lender's panel?

Lenders once permitted any solicitors' firm to join their panel. These panels were established so that firms could join and thereby perform legal work on mortgages on behalf of lenders. Lenders have also reduced the size of their panels, setting more restrictive criteria for membership. In order to proceed where your lawyer is not on a mortgage lender' s panel, you have the following options:

• Obtain a mortgage from a less restrictive lender
• Instruct a solicitor whom your lender accepts
• Pay the lenders costs for their solicitor in addition to your own

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage.