Moving home in Welwyn? Local knowledge makes all the difference. Our Conveyancing specialists in Welwyn have close working associations with a broad range of local information sources. In addition, areas of particular concern or relevancy to Welwyn property are thoroughly investigated.

We have assisted home movers throughout Welwyn, including Conveyancing in AL6.

Are you eligible for Welwyn stamp duty relief?

Nearly two thousand areas in England and Wales are eligible for stamp duty relief. These are based on electoral divisions and local government wards. These disadvantaged areas do not always coincide with postcode districts, so the postcode search tool cannot always be relied on. Above this designated limit of £150k, the normal rates of duty apply, and no further relief may be available. A postcode search is worth undertaking to determine whether a residence under the £150k threshold is in a Disadvantaged area. Call our Conveyancing team for a full list of designated disadvantaged areas in Welwyn.

Searches in Welwyn

If your are planning to purchase a home in Welwyn a lawyer will apply to the council for Official Local Authority Searches. The Local Authority for Welwyn is Welwyn Hatfield Borough Council, Council Offices, The Campus, Welwyn Garden City, Hertfordshire, AL8 6AE. Tel: 01707 357 000

What are the consequences if your solicitor is not on your Lender's panel?

Many lenders, and particularly nationwide banks, were once willing to instruct any solicitors who requested to be added to their panel. Lenders have also reduced the size of their panels, setting more restrictive criteria for membership. If your Welwyn conveyancing solicitor is not on your preferred lender's panel, then the lender will not instruct that firm to act in connection with the mortgage. You then have a choice:

• Obtain a mortgage from a less restrictive lender
• Instruct a solicitor whom your lender accepts
• Pay the lenders costs for their solicitor in addition to your own

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage. If you decide to instruct another firm because they are on your lender's panel, you should bear in mind the following:

• The new firm might charge more or may charge additional fees.
• You might still have to pay your old firm for work they have already completed.
• The new firm may have no knowledge of the Welwyn area.

Looking for a mortgage lender with a branch in Welwyn, Hertfordshire, try:

• Barclays Bank plc, 1, Church St, AL6 9LL - Tel: 0845 7555555