"Walton On Thames - It's not just what you know, it's who you know. Our Conveyancing specialists in Walton On Thames have close working associations with a broad range of local information sources."

Local issues considered by Walton On Thames Conveyancing Solicitors:

Official Local Authority Searches in Walton On Thames

When buying a new home in Walton On Thames a conveyancer is required by your lender to conduct Searches. The Local Authority for Walton On Thames is Elmbridge Borough Council, Civic Centre, High Street, Esher, Surrey, KT10 9SD. Tel: 01372 474 474

Issues to consider when your lawyer is not on your Lender's panel

Many lenders, and particularly nationwide banks, were once willing to instruct any Walton On Thames solicitors who requested to be added to their panel. However, mortgage lenders have started removing firms which do not carry out much work for them, or have not met certain additional criteria. If your lender does not accept your chosen solicitor, you must make a decision as to how to proceed:

• Obtain a mortgage from a less restrictive lender
• Instruct a solicitor whom your lender accepts
• Pay the lenders costs for their solicitor in addition to your own

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage. Consider these points if you choose to change firms:

• Additional fees may be charged by the new firm which your original lawyers considered to be inclusive.
• Your second choice of firm may have less local knowledge, or be harder to meet in person.

Disadvantaged Areas in Walton On Thames

Stamp duty relief may be available for property purchases in Walton On Thames labelled as 'disadvantaged areas', based on local government wards and electoral divisions. Residential purchases under £150,000 may be eligible for stamp duty relief. Note that normal rates of duty apply sales above £150,000. A postcode search will usually determine whether a home being sold for less than the threshold is eligible. Note that homes built very recently may also fail to show up on a search, even if they are technically eligible.