Awareness of local issues and concerns can mean the difference between a stress-free move, and a drawn-out and difficult process. Associations with local authorities and other Tidworth information sources, such as water and drainage providers, are maintained by our Solicitors and furthermore, any areas of particular consideration when buying or selling in Tidworth will also be examined in detail.

We have assisted home movers throughout Tidworth, including Conveyancing in SP9.

The consequences of your solicitor not being on your Mortgage Lender's panel

Lenders maintain panels of law firms to perform mortgage legal work. While these panels were once open, allowing any firm to join, that is no longer the case. Lenders have also reduced the size of their panels, setting more restrictive criteria for membership. If a lender will not instruct a firm you have picked to perform your legal work, you have the following choices:

• Instruct another firm who is on your lender's panel, or,
• Find a mortgage from a different lender

You could also choose to work with your current solicitor, but you will have to pay the lender's costs in addition to your own, as they will instruct a member of their panel.

Qualifying for stamp duty relief in Tidworth

The government has designated certain areas as 'disadvantaged areas' and property purchases in such areas may qualify for relief from stamp duty. Local government wards or electoral divisions are used to define the boundaries of these. No stamp duty is due for houses bought in a Tidworth disadvantaged area under the £150k threshold. If it is suspected that a property is located in a disadvantaged area, further enquiries are required to be made to the local council or authority. A postcode search is worth undertaking to determine whether a residence under the £150k threshold is in a Disadvantaged area. However this is not always accurate, and may not work for recently built properties.