There a several benefits of local information when buying or selling in Teddington. Our Property Lawyers use their local knowledge and expertise to improve your home-moving experience. Issues frequently arising in the region are also taken into consideration, thanks to this local expertise.

We have assisted home movers throughout Teddington, including Conveyancing in TW11.

Searches in Teddington

If your are intending to purchase a home in Teddington a lawyer is required to apply to the council for Official Local Authority Searches. The Local Authority for Teddington is London Borough of Richmond upon Thames Council, Civic Centre, 44 York Street, Twickenham, Middlesex, TW1 3BZ. Tel: 08456 122 665

What are the consequences if your solicitor is not on your lender's panel?

Lenders once permitted any solicitors' firm to join their panel. These panels were established so that firms could join and thereby perform legal work on mortgages on behalf of lenders. Increasingly however, lenders have lowered the number of firms which they will accept and allow to perform this work. If a lender will not instruct a firm you have picked to perform your legal work, you have the following choices; you could either obtain a mortgage from another lender, or instruct another firm of conveyancer who are on the panel. Generally, it is cheaper to have the same firm act both for you and your lender, but you could also choose to persist with both your first choice of lender and solicitor, and pay for a lawyer selected by the lender to carry out the relevant legal work. Issues to consider if you intend to swap to a firm on the panel:

• The second firm may have a different fee structure, or higher fees
• Work which the first solicitor has completed already may need to be paid for regardless of your decision.
• Your new conveyancing solicitor may have weaker local knowledge.

Looking for a mortgage lender with a branch in Teddington, Middlesex, try:

• Halifax, 18, Broad St, TW11 8RF - Tel: 020 8919 0061
• NatWest Bank plc, 6, High St, TW11 8EP - Tel: 0845 6002803

Qualifying for stamp duty relief in Teddington

Stamp duty relief may be available in nearly 2,000 'disadvantaged areas' nationwide. In England and Wales, they are based on electoral wards. No stamp duty is due for houses bought in a Teddington disadvantaged area under the £150k threshold. It may be necessary to make further enquiries with the local council, if initial searches fail to identify whether a residence lies in a disadvantaged area. A postcode search is worth undertaking to determine whether a residence under the £150k threshold is in a Disadvantaged area. Call our Conveyancing team for a full list of designated disadvantaged areas in Teddington.