"There a several benefits to staying informed if you are moving home in Summertown and Botley. Your Property Lawyer will use their working associations with the local authority and other bodies to deliver better results and furthermore, any areas of particular consideration when buying or selling in Summertown and Botley will also be examined in detail."

Local issues considered by Summertown and Botley Conveyancing Solicitors:

Qualifying for stamp duty relief in Summertown and Botley

Stamp duty relief may be available for property purchases in Summertown and Botley labelled as 'disadvantaged areas', using local government wards to delineate boundaries. Because designated regions for relief are defined according to electoral wards, a postcode search is no guarantee a property will be eligible. Above £150k, no stamp duty relief may be available. A postcode search will usually determine whether a home being sold for less than the threshold is eligible. This relief is not generally available on commercial property, but some relief may be available for 'mixed use' premises such as a shop with a flat above.

My solicitor is not on my Lender's panel - what do I do?

Panels of solicitors are maintained by mortgage lenders in order to undertake legal work on mortgaged properties. Increasingly however, lenders have lowered the number of firms which they will accept and allow to perform this work. These options are available to any homebuyer whose solicitor is not on their lender's panel; you can either select a different lender or solicitor. It is possible to continue with your original choices, but your lender will expect you to pay for the legal costs relating to the mortgage. Bear in mind that it is usually more efficient and less expensive for the same firm act for you and your lender. If you do not switch firms, your lenders will instruct a solicitor themselves. You are expected to pay these costs in addition to your own, and as this firm may have a heavy caseload with many other matters underway, you will not have the same ability to stay abreast of developments and apply more pressure if delays occur.

Searches in Summertown and Botley

If your are intending to purchase a property in Summertown and Botley your solicitor must commission Local Authority Searches. The Local Authority for Summertown and Botley is Oxford City Council, PO Box 10, Oxford, Oxfordshire, OX1 1EN. Tel: 01865 249 811