"Snodland - It's not just what you know, it's who you know. Our Solicitors' maintain a network of Snodland contacts.

We have assisted home movers throughout Snodland, including Conveyancing in ME6."

Local issues considered by Snodland Conveyancing Solicitors:

Official Local Authority Searches in Snodland

If your are looking to purchase a new home in Snodland your property lawyer is required to conduct Searches. The Local Authority for Snodland is Tonbridge and Malling Borough Council, Gibson Building, Gibson Drive, Kings Hill, Kent, ME19 4LZ. Tel: 01732 844 522

Snodland Stamp Duty Relief

The government has designated certain areas as 'disadvantaged areas' and property purchases in such areas may qualify for relief from stamp duty. In England and Wales, they are based on electoral wards. These disadvantaged areas do not always coincide with postcode districts, so the postcode search tool cannot always be relied on. Above this designated limit of £150k, the normal rates of duty apply, and no further relief may be available. By making a straightforward search by postcode, you can usually determine if a property purchase below £150,000 will benefit, however. 'Mixed use' property, including a shop with an apartment above, may also receive stamp duty relief.

Fridaysmove property lawyers in Snodland are on all UK mortgage lender panels, including:

What are the consequences if your solicitor is not on your Lender's panel?

Lenders maintain panels of law firms to perform mortgage legal work. While these panels were once open, allowing any firm to join, that is no longer the case. More recently, lenders have begun to remove firms which have either not completed many conveyancing transactions or have failed to meet other criteria. If your conveyancing solicitor is not on your preferred lender's panel, then the lender will not instruct that firm to act in connection with the mortgage. You then have a choice:

• Try to obtain a mortgage from another lender who will instruct your Conveyancing solicitor.
• Instruct another firm of Conveyancing solicitors who are on your lender's panel to handle your Conveyancing.
• Continue with your present Conveyancing solicitor, but accept that a separate firm will also act for the lender, and that you will have to pay their costs in addition.

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage. Consider these points if you choose to change firms:

• Additional fees may be charged by the new firm which your original lawyers considered to be inclusive.
• Your second choice of firm may have less local knowledge, or be harder to meet in person.