"There a several benefits of local information when buying or selling in Sevenoaks. Our Property Lawyers use their local knowledge and expertise to improve your home-moving experience. Issues frequently arising in the region are also taken into consideration, thanks to this local expertise.

We have assisted home movers throughout Sevenoaks, including Conveyancing in TN13, TN15."

Local issues considered by Sevenoaks Conveyancing Solicitors:

Is your dream home in an at risk conservation area?

Local authorities designate conservation areas to oversee change in areas that people want to protect from unsympathetic development.

• Edenbridge - poor, medium vulnerability and deteriorating.
• Riverhead - very bad, medium vulnerability and deteriorating.
• Seal - poor, medium vulnerability and deteriorating.
• Sevenoaks High Street - very bad, medium vulnerability and deteriorating.
• The Vine, Sevenoaks - fair, medium vulnerability and deteriorating.
• Vine Court, Sevenoaks - fair, medium vulnerability and deteriorating.
• South Darenth - very bad, medium vulnerability and unknown.

Contact Nicole Twort on 01732 227334 for more information.

Fridaysmove property lawyers in Sevenoaks are on all UK mortgage lender panels, including:

What are the consequences if your solicitor is not on your Lender's panel?

Mortgage lenders maintain panels of solicitors who they will instruct to carry out legal work on mortgages. At one time, many lenders, especially the large banks, were prepared to instruct any firm of solicitors who asked to be placed on their panel. Increasingly however, lenders have lowered the number of firms which they will accept and allow to perform this work. If a lender will not instruct a firm you have picked to perform your legal work, you have the following choices; you can either select a different lender or solicitor. It is possible to continue with your original choices, but your lender will expect you to pay for the legal costs relating to the mortgage. Bear in mind that it is usually more efficient and less expensive for the same firm act for you and your lender. Issues to consider if you intend to swap to a firm on the panel:

• The second firm may have a different fee structure, or higher fees
• Work which the first solicitor has completed already may need to be paid for regardless of your decision.
• Your new conveyancing solicitor may have weaker local knowledge.

Looking for a mortgage lender with a branch in Sevenoaks, Kent, try:

• Barclays Bank plc, 1, Station Rd, Borough Green, TN15 8EP - Tel: 0845 7555555
• Britannia, 70, High St, TN13 1JR - Tel: 01732 451252
• Lloyds TSB Bank plc, 83, High St, TN13 1LG - Tel: 0845 3000000
• Nationwide Building Society, 86, High St, TN13 1LP - Tel: 0845 2660468

Qualifying for stamp duty relief in Sevenoaks

Designated areas as 'disadvantaged areas' may qualify for relief from stamp duty. These are based on electoral divisions and local government wards. Sevenoaks residential property under £150,000 within one of these areas is exempt from stamp duty. Above this designated limit of £150k, the normal rates of duty apply, and no further relief may be available. For a purchase below the threshold, it is worth making a simple postcode search to find out if a property is in a disadvantaged area. For more information regarding Sevenoaks disadvantaged areas, or to determine if your prospective purchase qualifies, call us today.