"Knowledge of the local Rushden area is key to an easier, faster move. Your Property Lawyer will use their working associations with the local authority and other bodies to deliver better results.

We have assisted home movers throughout Rushden, including Conveyancing in NN10."

Local issues considered by Rushden Conveyancing Solicitors:

Searches in Rushden

When buying a home in Rushden a Solicitor is required by your lender to conduct Official Local Authority Searches. The Local Authority for Rushden is East Northamptonshire District Council, East Northamptonshire House, Cedar Drive, Thrapston, Northhants, NN14 4LZ. Tel: 01832 742 000 or out of hours emergencies on: 01709 382 121

The consequences of your solicitor not being on your Mortgage Lender's panel

Lenders once permitted any solicitors' firm to join their panel. These panels were established so that firms could join and thereby perform legal work on mortgages on behalf of lenders. More recently, lenders have begun to remove firms which have either not completed many conveyancing transactions or have failed to meet other criteria. To proceed where your Rushden lawyer is not on a mortgage lender' s panel, you have the following options; you could either obtain a mortgage from another lender, or instruct another firm of conveyancer who are on the panel. Generally, it is cheaper to have the same firm act both for you and your lender, but you could also choose to persist with both your first choice of lender and solicitor, and pay for a lawyer selected by the lender to carry out the relevant legal work. If you choose to remain with your first choice of Rushden-based solicitor, consider the following:

• Your lenders will instruct another firm, and you will have to pay their costs in addition to your own
• Your solicitor will have to send documents and information to the other solicitors, and wait for a response, which can cause delays
• Your case will be one of many which the lender's solicitors are dealing with, so it will be more difficult to engineer any priority treatment
• You cannot contact these solicitors directly, as they will be acting for the lender, not for you

Looking for a mortgage lender with a branch in Rushden, Northamptonshire, try:

• Barclays Bank plc, College St, NN10 0QQ - Tel: 0845 7555555
• Lloyds TSB Bank plc, 37-39, High St, NN10 0QE - Tel: 0845 3000000

Are you eligible for Rushden stamp duty relief?

Nearly two thousand areas in England and Wales are eligible for stamp duty relief. Local government wards or electoral divisions are used to define the boundaries of these. No stamp duty is payable on residential property purchases where the price paid is under £150,000. If an online search cannot determine whether a Rushden home is located in a disadvantaged area, clarification should be sought from the local council. That said, for any purchase below £150,000, it is worth making a simple postcode search to find out if a property is in a Disadvantaged area.

Need more information regarding stamp duty relief? Call our specialist Rushden team today.