"There a several benefits to staying informed if you are moving home in Rubery. Our Conveyancing specialists in Rubery have close working associations with a broad range of local information sources and they pay close attention to issues commonly arising during Rubery transactions."

Local issues considered by Rubery Conveyancing Solicitors:

Fridaysmove property lawyers in Rubery are on all UK mortgage lender panels, including:

The consequences of your solicitor not being on your Mortgage Lender's panel

Mortgage lenders maintain panels of solicitors who they will instruct to carry out legal work on mortgages. At one time, many lenders, especially the large banks, were prepared to instruct any firm of solicitors who asked to be placed on their panel. Lenders have also reduced the size of their panels, setting more restrictive criteria for membership. If your Rubery conveyancing solicitor is not on your preferred lender's panel, then the lender will not instruct that firm to act in connection with the mortgage. You then have a choice:

• Try to obtain a mortgage from another lender who will instruct your Conveyancing solicitor.
• Instruct another firm of Conveyancing solicitors who are on your lender's panel to handle your Conveyancing.
• Continue with your present Conveyancing solicitor, but accept that a separate firm will also act for the lender, and that you will have to pay their costs in addition.

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage. Consider these points if you choose to change firms:

• Additional fees may be charged by the new firm which your original lawyers considered to be inclusive.
• Your second choice of firm may have less local knowledge, or be harder to meet in person.

Conveyancing Searches

If your are intending to buy a property in Rubery your lawyer is required to commission Local Authority Searches. The Local Authority for Rubery is Birmingham City Council, Council House, Victoria Square, Birmingham, B1 1BB. Tel: 0121 303 1111

Are you eligible for Rubery stamp duty relief?

Disadvantaged Areas Relief may be available in nearly 2,000 areas throughout the UK, based on local government wards and electoral divisions. No stamp duty is payable on residential property purchases where the price paid is under £150,000. Above £150k, no stamp duty relief may be available. A postcode search will usually determine whether a home being sold for less than the threshold is eligible.