Moving home in Lymington? Local knowledge makes all the difference. Our Property Lawyers use their local knowledge and expertise to improve your home-moving experience. They are also cognisant of the issues and considerations native to the area.

We have assisted home movers throughout Lymington, including Conveyancing in SO41.

Lymington Stamp Duty Relief

Stamp duty relief may be available for property purchases in Lymington labelled as 'disadvantaged areas'. These are based on electoral divisions and local government wards. For homes bought for less than £150,000, this relief may be available. Note that normal rates of duty apply sales above £150,000. That said, for any purchase below £150,000, it is worth making a simple postcode search to find out if a property is in a Disadvantaged area. Call for more information regarding Lymington disadvantaged areas, and to determine if your purchase is affected.

Issues to consider when your lawyer is not on your Lender's panel

Mortgage lenders maintain panels of solicitors who they will instruct to carry out legal work on mortgages. At one time, many lenders, especially the large banks, were prepared to instruct any firm of solicitors who asked to be placed on their panel. Lenders have also reduced the size of their panels, setting more restrictive criteria for membership. In order to proceed where your lawyer is not on a mortgage lender' s panel, you have the following options:

• Instruct another firm who is on your lender's panel, or,
• Find a mortgage from a different lender

You could also choose to work with your current solicitor, but you will have to pay the lender's costs in addition to your own, as they will instruct a member of their panel. Be aware of the following, if you choose to remain with your first choice of law firm:

• You must now pay the lender's costs in addition to your own
• You will not get any priority from the lender's solicitors, as they will have many other cases underway, and you are unable contact these solicitors directly

Looking for a mortgage lender with a branch in Lymington, Hampshire, try:

• Nationwide Building Society, 67, High St, SO41 9UZ - Tel: 0845 2660426
• Santander, 96, High St, SO41 9AP - Tel: 0845 7654321
• Halifax, 82, High St, SO41 9AN - Tel: 01590 669802

Conveyancing Searches in Lymington

If your are planning to buy a home in Lymington a lawyer must conduct Official Local Authority Searches. The Local Authority for Lymington is New Forest District Council, Appletree Court, Lyndhurst, Hampshire, SO43 7PA. Tel: 023 8028 5002