"Leamington Spa - It's not just what you know, it's who you know. Our Solicitors' maintain a network of Leamington Spa contacts. Issues frequently arising in the region are also taken into consideration, thanks to this local expertise.

We have assisted home movers throughout Leamington Spa, including Conveyancing in CV31."

Local issues considered by Leamington Spa Conveyancing Solicitors:

Road and Rail Works in Leamington Spa

Leamington Spa property purchasers require information about matters affecting local highways, such as planned extension of parking restrictions or proposals for one-way schemes. Leamington Spa searches show whether any road adjoining the property is adopted as a public highway, among several other concerns. Although searches show information about proposals affecting an adjoining road to a house, they do not show proposals for traffic schemes in Leamington Spa and similar matters affecting nearby roads.

Are you eligible for Leamington Spa stamp duty relief?

The government has designated certain areas as 'disadvantaged areas' and property purchases in such areas may qualify for relief from stamp duty. These are based on electoral divisions and local government wards. No stamp duty is payable on residential property purchases where the price paid is under £150,000. If it is suspected that a property is located in a disadvantaged area, further enquiries are required to be made to the local council or authority. A postcode search will usually determine whether a home being sold for less than the threshold is eligible. Call for more information regarding Leamington Spa disadvantaged areas, and to determine if your purchase is affected.

My solicitor is not on my Lender's panel - what do I do?

Lenders once permitted any solicitors' firm to join their panel. These panels were established so that firms could join and thereby perform legal work on mortgages on behalf of lenders. Increasingly however, lenders have lowered the number of firms which they will accept and allow to perform this work. These options are available to any homebuyer whose solicitor is not on their lender's panel:

• Obtain a mortgage from a less restrictive lender
• Instruct a solicitor whom your lender accepts
• Pay the lenders costs for their solicitor in addition to your own

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage. Issues to consider if you intend to swap to a firm on the panel:

• The second firm may have a different fee structure, or higher fees
• Work which the first solicitor has completed already may need to be paid for regardless of your decision.
• Your new conveyancing solicitor may have weaker local knowledge.

Looking for a mortgage lender with a branch in Leamington Spa, Warwickshire, try:

• Coventry Building Society, 60, Bath St, CV31 3AE - Tel: 01926 339340
• Santander, 63-65, The Parade, CV32 4BD - Tel: 0845 7654321
• Halifax, 122, The Parade, CV32 4BG - Tel: 08456 814154
• Royal Bank of Scotland, 91-93, Regent St, CV32 4NT - Tel: 01926 330335
• Lloyds TSB Bank plc, 73, Parade, CV32 4BB - Tel: 0845 3000000