"Buying or selling property in Kidlington? Local know-how will make the difference. Our Solicitors' maintain a network of Kidlington contacts. In addition, areas of concern specific to the Kidlington region will also be examined."

Local issues considered by Kidlington Conveyancing Solicitors:

Disadvantaged Areas in Kidlington

Regions within Kidlington have been qualified as 'disadvantaged areas' eligible for stamp duty relief, based on local government wards and electoral divisions. As the areas which have been designated are based on local authority electoral wards, they do not always coincide with postcode districts. The postcode search tool cannot always be relied on to predict eligibility. If a search does not confirm whether am property is in a disadvantaged area, your solicitor should contact the local authority. For a purchase below the threshold, it is worth making a simple postcode search to find out if a property is in a disadvantaged area. However this is not always accurate, and may not work for recently built properties.

Fridaysmove property lawyers in Kidlington are on all UK mortgage lender panels, including:

What are the consequences if your solicitor is not on your Lender's panel?

Lenders once permitted any solicitors' firm to join their panel. These panels were established so that firms could join and thereby perform legal work on mortgages on behalf of lenders. However, mortgage lenders have started removing firms which do not carry out much work for them, or have not met certain additional criteria. If a lender will not instruct a firm you have picked to perform your legal work, you have the following choices:

• Try to obtain a mortgage from another lender who will instruct your Conveyancing solicitor.
• Instruct another firm of Conveyancing solicitors who are on your lender's panel to handle your Conveyancing.
• Continue with your present Conveyancing solicitor, but accept that a separate firm will also act for the lender, and that you will have to pay their costs in addition.

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage.

Looking for a mortgage lender with a branch in Kidlington, Oxfordshire, try:

• Barclays Bank plc, 25, High St, OX5 2DH - Tel: 0845 7555555
• Lloyds TSB Bank plc, 1, Oxford Rd, OX5 2BP - Tel: 0845 3000000