Whether you are buying or selling, awareness of local considerations will positively impact the likelihood of a successful sale or purchase. Fridaysmove's Hungerford Conveyancing team is able to employ their local knowledge to help you move home sooner.

We have assisted home movers throughout Hungerford, including Conveyancing in RG17.

Official Searches in Hungerford

If your are purchasing a property in Hungerford a property lawyer has to apply for Local Authority Searches. The Local Authority for Hungerford is West Berkshire Council, Council Offices, Market Street, Newbury, West Berkshire, RG14 5LD. Tel: 01635 42400

What are the consequences if your solicitor is not on your lender's panel?

Many lenders, and particularly nationwide banks, were once willing to instruct any Hungerford solicitors who requested to be added to their panel. Lenders have also reduced the size of their panels, setting more restrictive criteria for membership. In order to proceed where your lawyer is not on a mortgage lender' s panel, you have the following options; you could either obtain a mortgage from another lender, or instruct another firm of conveyancer who are on the panel. Generally, it is cheaper to have the same firm act both for you and your lender, but you could also choose to persist with both your first choice of lender and solicitor, and pay for a lawyer selected by the lender to carry out the relevant legal work. Be aware of the following, if you choose to remain with your first choice of law firm:

• You must now pay the lender's costs in addition to your own
• You will not get any priority from the lender's solicitors, as they will have many other cases underway, and you are unable contact these solicitors directly

Looking for a mortgage lender with a branch in Hungerford, West Berkshire, try:

• Barclays Bank plc, 30, High St, RG17 0NQ - Tel: 0845 7555555
• Nationwide Building Society, 20, High St, RG17 0NF - Tel: 0845 2661238
• NatWest Bank plc, 119, High St, RG17 0LX - Tel: 0845 6002803

Hungerford Stamp Duty Relief

Around 2,000 wards nationwide are eligible for stamp duty relief, using local government wards to delineate boundaries. Hungerford residential property under £150,000 within one of these areas is exempt from stamp duty. Above £150k, no stamp duty relief may be available. That said, for any purchase below £150,000, it is worth making a simple postcode search to find out if a property is in a Disadvantaged area. 'Mixed use' property, including a shop with an apartment above, may also receive stamp duty relief.