"Hook - It's not just what you know, it's who you know. By building contacts with local authorities, your Solicitor can deliver Conveyancing with fewer delays, and keep you better informed. In addition, areas of concern specific to the Hook region will also be examined.

We have assisted home movers throughout Hook, including Conveyancing in RG27, RG29."

Local issues considered by Hook Conveyancing Solicitors:

Disadvantaged Areas in Hook

Nearly two thousand areas in England and Wales are eligible for stamp duty relief. Local government wards or electoral divisions are used to define the boundaries of these. Disadvantaged areas may not precisely match postcode areas, so a postcode search will be insufficient to ensure relief may be available. Above this designated limit of £150k, the normal rates of duty apply, and no further relief may be available. That said, for any purchase below £150,000, it is worth making a simple postcode search to find out if a property is in a Disadvantaged area. Call for more information regarding Hook disadvantaged areas, and to determine if your purchase is affected.

Searches

If your are intending to buy a new home in Hook your conveyancing lawyer is required to apply for Searches (Con 29 enquiries, LLC1 and Con29 Part 2). The Local Authority for Hook is Basingstoke and Deane Borough Council, Civic Offices, London Road, Basingstoke, Hampshire, RG21 4AH. Tel: 01256 844 844

Fridaysmove property lawyers in Hook are on all UK mortgage lender panels, including:

My solicitor is not on my Lender's panel - what do I do?

Lenders once permitted any solicitors' firm to join their panel. These panels were established so that firms could join and thereby perform legal work on mortgages on behalf of lenders. Recently, lenders have changed the criteria for the firms which they will accept on their panels. They have also reduced the size of their panels, removing firms which do not carry out much Conveyancing work or which they consider to have proved unsatisfactory in the past. These options are available to any homebuyer whose solicitor is not on their lender's panel:

• Try to obtain a mortgage from another lender who will instruct your Conveyancing solicitor.
• Instruct another firm of Conveyancing solicitors who are on your lender's panel to handle your Conveyancing.
• Continue with your present Conveyancing solicitor, but accept that a separate firm will also act for the lender, and that you will have to pay their costs in addition.

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage. If you do not switch firms, your lenders will instruct a solicitor themselves. You are expected to pay these costs in addition to your own, and as this firm may have a heavy caseload with many other matters underway, you will not have the same ability to stay abreast of developments and apply more pressure if delays occur.

Looking for a mortgage lender with a branch in Hook, Hampshire, try:

• Barclays Bank plc, 80, High St, RG29 1LL - Tel: 0845 7555555