"Awareness of local issues and concerns can mean the difference between a stress-free move, and a drawn-out and difficult process. Fridaysmove's Hayling Island Conveyancing team is able to employ their local knowledge to help you move home sooner. They are also cognisant of the issues and considerations native to the area.

We have assisted home movers throughout Hayling Island, including Conveyancing in PO11."

Local issues considered by Hayling Island Conveyancing Solicitors:

How much council tax will I pay?

During their enquiries, the buyers solicitor will request that the conveyancer acting for the seller confirms the council tax banding of the property. Council Tax rates for Hayling Island are set by Havant Council. The bandings for 2012/13 are* -

• Band A - £959
• Band B - £1119
• Band C - £1278
• Band D - £1438
• Band E - £1758
• Band F - £2078
• Band G - £2397
• Band H - £2877

*Source - www.communities.gov.uk

Fridaysmove property lawyers in Hayling Island are on all UK mortgage lender panels, including:

The consequences of your solicitor not being on your Mortgage Lender's panel

Many lenders, and particularly nationwide banks, were once willing to instruct any Hayling Island solicitors who requested to be added to their panel. Lenders have also reduced the size of their panels, setting more restrictive criteria for membership. In order to proceed where your lawyer is not on a mortgage lender' s panel, you have the following options:

• Try to obtain a mortgage from another lender who will instruct your Conveyancing solicitor.
• Instruct another firm of Conveyancing solicitors who are on your lender's panel to handle your Conveyancing.
• Continue with your present Conveyancing solicitor, but accept that a separate firm will also act for the lender, and that you will have to pay their costs in addition.

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage.

Looking for a mortgage lender with a branch in Hayling Island, Hampshire, try:

• Lloyds TSB Bank plc, 23-25, Elm Grove, PO11 9EA - Tel: 0845 3000000
• NatWest Bank plc, 22, Mengham Rd, PO11 9BH - Tel: 0845 6002803
• Nationwide Building Society Agency, 16, Mengham Rd, PO11 9BL - Tel: 023 9246 0008
• Barclays Bank plc, 22, Elm Grove, PO11 9EF - Tel: 0845 7555555

Official Local Authority Searches

If your are intending to purchase a property in Hayling Island your solicitor has toconduct Searches. The Local Authority for Hayling Island is Havant Borough Council, Civic Centre, Civic Centre Road, Havant, Hampshire, PO9 2AX. Tel: 023 9247 4174