"Buying or selling property in Grove Park? Local know-how will make the difference. Our Conveyancing specialists in Grove Park have close working associations with a broad range of local information sources and furthermore, any areas of particular consideration when buying or selling in Grove Park will also be examined in detail."

Local issues considered by Grove Park Conveyancing Solicitors:

Fridaysmove property lawyers in Grove Park are on all UK mortgage lender panels, including:

Issues to consider when your lawyer is not on your Lender's panel

Many lenders, and particularly nationwide banks, were once willing to instruct any Grove Park solicitors who requested to be added to their panel. However, mortgage lenders have started removing firms which do not carry out much work for them, or have not met certain additional criteria. If your lender does not accept your chosen solicitor, you must make a decision as to how to proceed:

• Obtain a mortgage from a less restrictive lender
• Instruct a solicitor whom your lender accepts
• Pay the lenders costs for their solicitor in addition to your own

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage. Consider these points if you choose to change firms:

• Additional fees may be charged by the new firm which your original lawyers considered to be inclusive.
• Your second choice of firm may have less local knowledge, or be harder to meet in person.

Searches

If your are buying a new home in Grove Park a conveyancer is required by your lender to commission Searches. The Local Authority for Grove Park is London Borough of Lewisham Council, Town Hall, Catford, London, SE6 4RU. Tel:

Disadvantaged Areas in Grove Park

Stamp duty relief may be available for property purchases in Grove Park labelled as 'disadvantaged areas', based on local government wards and electoral divisions. Residential purchases under £150,000 may be eligible for stamp duty relief. Note that normal rates of duty apply sales above £150,000. A postcode search will usually determine whether a home being sold for less than the threshold is eligible. Note that homes built very recently may also fail to show up on a search, even if they are technically eligible.