Moving home in Greenhithe? Local knowledge makes all the difference. Your Property Lawyer will use their working associations with the local authority and other bodies to deliver better results. In addition, areas of particular concern or relevancy to Greenhithe property are thoroughly investigated.

We have assisted home movers throughout Greenhithe, including Conveyancing in DA9.

Disadvantaged Areas in Greenhithe

Nearly two thousand areas in England and Wales are eligible for stamp duty relief, using local government wards to delineate boundaries. Greenhithe residential property under £150,000 within one of these areas is exempt from stamp duty. Above £150k, no stamp duty relief may be available. By making a straightforward search by postcode, you can usually determine if a property purchase below £150,000 will benefit, however. Call for more information regarding Greenhithe disadvantaged areas, and to determine if your purchase is affected.

My solicitor is not on my Lender's panel - what do I do?

Lenders maintain panels of law firms to perform mortgage legal work. While these panels were once open, allowing any firm to join, that is no longer the case. More recently, lenders have begun to remove firms which have either not completed many conveyancing transactions or have failed to meet other criteria. If your conveyancing solicitor is not on your preferred lender's panel, then the lender will not instruct that firm to act in connection with the mortgage. You then have a choice; you can either select a different lender or solicitor. It is possible to continue with your original choices, but your lender will expect you to pay for the legal costs relating to the mortgage. Bear in mind that it is usually more efficient and less expensive for the same firm act for you and your lender. If you do not switch firms, your lenders will instruct a solicitor themselves. You are expected to pay these costs in addition to your own, and as this firm may have a heavy caseload with many other matters underway, you will not have the same ability to stay abreast of developments and apply more pressure if delays occur.

Looking for a mortgage lender with a branch in Greenhithe, Kent, try:

• Lloyds TSB Bank plc, Unit U111, West Mall, Bluewater Retail Park, DA9 9SS - Tel: 0845 3000000

Searches in Greenhithe

If your are intending to buy a new home in Greenhithe your conveyancing lawyer must conduct Searches. The Local Authority for Greenhithe is Dartford Borough Council, Civic Centre, Home Gardens, Dartford, Kent, DA1 1DR. Tel: 01322 343 434