Knowledge of the local Goring area is key to an easier, faster move. Associations with local authorities and other Goring information sources, such as water and drainage providers, are maintained by our Solicitors. With regard to issues commonly arising during Goring home-moves, your Solicitor will also utilise their area experience to anticipate and resolve these before they affect you.

My solicitor is not on my Lender's panel - what do I do?

Mortgage lenders maintain panels of solicitors who they will instruct to carry out legal work on mortgages. At one time, many lenders, especially the large banks, were prepared to instruct any firm of solicitors who asked to be placed on their panel. Lenders have also reduced the size of their panels, setting more restrictive criteria for membership. To proceed where your Goring lawyer is not on a mortgage lender' s panel, you have the following options:

• Instruct another firm who is on your lender's panel, or,
• Find a mortgage from a different lender

You could also choose to work with your current solicitor, but you will have to pay the lender's costs in addition to your own, as they will instruct a member of their panel.

Does your Goring purchase qualify for Stamp Duty Relief?

Disadvantaged areas relief may be available for property bought in around 2,000 locations across the country. These are based on electoral divisions and local government wards. Disadvantaged areas may not precisely match postcode areas, so a postcode search will be insufficient to ensure relief may be available. If it is suspected that a property is located in a disadvantaged area, further enquiries are required to be made to the local council or authority. A postcode search is worth undertaking to determine whether a residence under the £150k threshold is in a Disadvantaged area. For more information regarding Goring disadvantaged areas, or to determine if your prospective purchase qualifies, call us today.