"Whether you are buying or selling, awareness of local considerations will positive impact the likelihood of a successful sale or purchase. By building contacts with local authorities, your Solicitor can deliver Conveyancing with fewer delays, and keep you better informed. In addition, areas of particular concern or relevancy to Foots Cray and Sidcup property are thoroughly investigated."

Local issues considered by Foots Cray and Sidcup Conveyancing Solicitors:

Official Local Authority Searches in Foots Cray and Sidcup

When buying a home in Foots Cray and Sidcup your conveyancer is required to apply for Official Local Authority Searches. The Local Authority for Foots Cray and Sidcup is London Borough of Bexley Council, Civic Offices, Broadway, Bexleyheath, Kent, DA6 7LB. Tel: 020 8303 7777

Foots Cray and Sidcup Stamp Duty Relief

Purchases of property in Foots Cray and Sidcup 'disadvantaged areas' are eligible for stamp duty. These are based on electoral divisions and local government wards. These wards do not always coincide with postcode districts, so the postcode search tool cannot always be relied on. Above this designated limit of £150k, the normal rates of duty apply, and no further relief may be available. That said, for any purchase below £150,000, it is worth making a simple postcode search to find out if a property is in a Disadvantaged area. Call our Conveyancing team for a full list of designated disadvantaged areas in Foots Cray and Sidcup.

Fridaysmove property lawyers in Foots Cray and Sidcup are on all UK mortgage lender panels, including:

The consequences of your solicitor not being on your Mortgage Lender's panel

Many lenders, and particularly nationwide banks, were once willing to instruct any solicitors who requested to be added to their panel. Increasingly however, lenders have lowered the number of firms which they will accept and allow to perform this work. These options are available to any homebuyer whose solicitor is not on their lender's panel; you could either obtain a mortgage from another lender, or instruct another firm of conveyancer who are on the panel. Generally, it is cheaper to have the same firm act both for you and your lender, but you could also choose to persist with both your first choice of lender and solicitor, and pay for a lawyer selected by the lender to carry out the relevant legal work. Issues to consider if you intend to swap to a firm on the panel:

• The second firm may have a different fee structure, or higher fees
• Work which the first solicitor has completed already may need to be paid for regardless of your decision.
• Your new conveyancing solicitor may have weaker local knowledge.