"When buying or selling in the area, who you know matters as much as what you know. Our Conveyancing specialists in Eccles have close working associations with a broad range of local information sources and they are also cognisant of the issues and considerations native to the area."

Local issues considered by Eccles Conveyancing Solicitors:

Local Authority Searches

If your are intending to buy a new home in Eccles your conveyancing lawyer must commission Searches. The Local Authority for Eccles is Salford City Council, Civic Centre, Chorley Road, Swinton, Salford, M27 5DA. Tel: 01617 944 711

The consequences of your solicitor not being on your Mortgage Lender's panel

Lenders maintain panels of law firms to perform mortgage legal work. While these panels were once open, allowing any firm to join, that is no longer the case. More recently, lenders have begun to remove firms which have either not completed many conveyancing transactions or have failed to meet other criteria. If your conveyancing solicitor is not on your preferred lender's panel, then the lender will not instruct that firm to act in connection with the mortgage. You then have a choice; you can either select a different lender or solicitor. It is possible to continue with your original choices, but your lender will expect you to pay for the legal costs relating to the mortgage. Bear in mind that it is usually more efficient and less expensive for the same firm act for you and your lender.

Does your Eccles purchase qualify for Stamp Duty Relief?

Purchases of property in Eccles 'disadvantaged areas' are eligible for stamp duty. In England and Wales, they are based on electoral wards. For homes bought for less than £150,000, this relief may be available. If a search does not confirm whether am property is in a disadvantaged area, your solicitor should contact the local authority. By making a straightforward search by postcode, you can usually determine if a property purchase below £150,000 will benefit, however. This search may not be 100% reliable, particularly in the case of new builds.