Whether you are buying or selling, awareness of local considerations will positively impact the likelihood of a successful sale or purchase. Fridaysmove's Derby Conveyancing team is able to employ their local knowledge to help you move home sooner. They are also cognisant of the issues and considerations native to the area.

We have assisted home movers throughout Derby, including Conveyancing in DE21, DE22, DE23, DE24, DE65, DE72, DE73, DE74.

Local Authority Searches

When purchasing a new home in Derby your property lawyer is required by your lender to conduct Searches. The Local Authority for Derby is Derby City Council, 1 Albion Street, Derby, Derbyshire, DE1 2PR. Tel: 01332 293 111

What are the consequences if your solicitor is not on your Lender's panel?

Mortgage lenders maintain panels of solicitors who they will instruct to carry out legal work on mortgages. At one time, many lenders, especially the large banks, were prepared to instruct any firm of solicitors who asked to be placed on their panel. More recently, lenders have begun to remove firms which have either not completed many conveyancing transactions or have failed to meet other criteria. To proceed where your Derby lawyer is not on a mortgage lender' s panel, you have the following options; you can either select a different lender or solicitor. It is possible to continue with your original choices, but your lender will expect you to pay for the legal costs relating to the mortgage. Bear in mind that it is usually more efficient and less expensive for the same firm act for you and your lender. If you decide to instruct another firm because they are on your lender's panel, you should bear in mind the following:

• The new firm might charge more or may charge additional fees.
• You might still have to pay your old firm for work they have already completed.
• The new firm may have no knowledge of the Derby area.

Looking for a mortgage lender with a branch in Derby, Derbyshire, try:

• Halifax, 39, East Street, DE1 2BL - Tel: 08456 814056
• Lloyds TSB Bank plc, 812, Osmaston Rd, Allenton, DE24 9AA - Tel: 0845 3000000
• NatWest Bank plc, 836, Osmaston Rd, Allenton, DE24 9ZT - Tel: 0845 6002803
• Santander Mortgages, 5 Market Place, DE1 3PY - Tel:
• Derbyshire Building Society, Park Farm Centre, Allestree, DE22 2QQ - Tel: 01332 556693

Derby Searches for Contaminated Land

There can be significant implications for anyone buying a house which has been built on contaminated land. Derby conveyancing solicitors now routinely carry out searches to find out whether properties are at risk. Efforts to clean up contamination can be costly. During recent development of site found to be contaminated by radioactivity, the cost of clearing up the site ran into several million pounds. In the event that nearby contaminated land is suspected, insurance premiums are generally reasonable. Problems related to contamination can include:

• Inhalation of hazardous dust or gases
• Exposure to toxic metals, e.g. lead
• Pollution of groundwater, streams or other nearby bodies of water

Landfill sites in the local area:

• Chaddesden Sidings Landfill, West Meadows Ind Est, Chequers Road, Derbyshire, DE21 6EP. The site has been classified as inert.
• Coxbench Quarry Landfill, Coxbench Quarry, Coxbench Road, Derbyshire, DE21. The site has been classified as hazardous.
• A E Hibbs & Sons Ltd Ford Lane, Ford Lane Landfill, Ford Lane, Derbyshire, DE21. The site has been classified as non-hazardous.
• A E Hibbs & Sons Ltd Ford Lane, Ford Lane Landfill, Ford Lane, Derbyshire, DE21. The site has been classified as non-hazardous.
• Pride Park Waste Repository, Pride Park, Deadmans Lane, Derbyshire, DE24. The site has not been classified.
• Hilton Lodge, Borrow Pit Hilton Lodge, Derby Road, Derbyshire, DE65 5FP. The site has been classified as inert.