"Moving home in Crook? Local knowledge makes all the difference. Fridaysmove's Crook Conveyancing team is able to employ their local knowledge to help you move home sooner. With regard to issues commonly arising during Crook home-moves, your Solicitor will also utilise their area experience to anticipate and resolve these before they affect you.

We have assisted home movers throughout Crook, including Conveyancing in DL15."

Local issues considered by Crook Conveyancing Solicitors:

The consequences of your solicitor not being on your Mortgage Lender's panel

Panels of solicitors are maintained by mortgage lenders in order to undertake legal work on mortgaged properties. More recently, lenders have begun to remove firms which have either not completed many conveyancing transactions or have failed to meet other criteria. If your lender does not accept your chosen solicitor, you must make a decision as to how to proceed:

• Instruct another firm who is on your lender's panel, or,
• Find a mortgage from a different lender

You could also choose to work with your current solicitor, but you will have to pay the lender's costs in addition to your own, as they will instruct a member of their panel. Consider these issues if you are intending to stay with your solicitor rather than opt for your mortgage lender's choice:

• You will have to pay your lender's legal costs
• By being required to send documents to the lender's solicitors, delays will inevitably occur
• You will be unable to contact the lender's firm directly, as they will be acting for the lender rather than you

Looking for a mortgage lender with a branch in Crook, County Durham, try:

• Barclays Bank plc, 7, South St, DL15 8NE - Tel: 0845 7555555

Qualifying for stamp duty relief in Crook

Purchases of property in Crook 'disadvantaged areas' are eligible for stamp duty. In England and Wales, they are based on electoral wards. Crook residential property under £150,000 within one of these areas is exempt from stamp duty. If an online search cannot determine whether a Crook home is located in a disadvantaged area, clarification should be sought from the local council. A postcode search will usually determine whether a home being sold for less than the threshold is eligible. Note that homes built very recently may also fail to show up on a search, even if they are technically eligible.