"Whether you are buying or selling, awareness of local considerations will positively impact the likelihood of a successful sale or purchase. Our Conveyancing specialists in Cramlington have close working associations with a broad range of local information sources. Issues frequently arising in the region are also taken into consideration, thanks to this local expertise.

We have assisted home movers throughout Cramlington, including Conveyancing in NE23."

Local issues considered by Cramlington Conveyancing Solicitors:

Cramlington Council Tax Rates

During their enquiries, the buyers solicitor will ask the conveyancer acting for the seller to confirm the council tax banding of the property. Council Tax rates for Cramlington are set by Northumberland Council. The bandings for 2012/13 are* -

• Band A - £1003
• Band B - £1170
• Band C - £1337
• Band D - £1504
• Band E - £1839
• Band F - £2173
• Band G - £2507
• Band H - £3009

*Source - www.communities.gov.uk

Conveyancing Searches

If your are looking to buy a new home in Cramlington your conveyancing lawyer is required to conduct Searches. The Local Authority for Cramlington is Northumberland County Council, County Hall, Morpeth, , NE61 2EF. Tel: 0845 600 6400 or out of hours emergencies on: 0800 374 485

What are the consequences if your solicitor is not on your Lender's panel?

Lenders once permitted any solicitors' firm to join their panel. These panels were established so that firms could join and thereby perform legal work on mortgages on behalf of lenders. Lenders have also reduced the size of their panels, setting more restrictive criteria for membership. These options are available to any homebuyer whose solicitor is not on their lender's panel:

• Instruct another firm who is on your lender's panel, or,
• Find a mortgage from a different lender

You could also choose to work with your current solicitor, but you will have to pay the lender's costs in addition to your own, as they will instruct a member of their panel. Be aware of the following, if you choose to remain with your first choice of law firm:

• You must now pay the lender's costs in addition to your own
• You will not get any priority from the lender's solicitors, as they will have many other cases underway, and you are unable contact these solicitors directly

Looking for a mortgage lender with a branch in Cramlington, Tyne and Wear, try:

• Barclays Bank plc, Unit 50, Northumbria House, NE23 6QP - Tel: 0845 7555555