There a several benefits of local information when buying or selling in Cockfosters. By building contacts with local authorities, your Solicitor can deliver Conveyancing with fewer delays, and keep you better informed. They are also highly familiar with areas needing special consideration across Cockfosters.

We have assisted home movers throughout Cockfosters, including Conveyancing in EN4.

My solicitor is not on my Lender's panel - what do I do?

Panels of solicitors are maintained by mortgage lenders in order to undertake legal work on mortgaged properties. Lenders have also reduced the size of their panels, setting more restrictive criteria for membership. In order to proceed where your lawyer is not on a mortgage lender' s panel, you have the following options; you could either obtain a mortgage from another lender, or instruct another firm of conveyancer who are on the panel. Generally, it is cheaper to have the same firm act both for you and your lender, but you could also choose to persist with both your first choice of lender and solicitor, and pay for a lawyer selected by the lender to carry out the relevant legal work. Consider these issues if you are intending to stay with your solicitor rather than opt for your mortgage lender's choice:

• You will have to pay your lender's legal costs
• By being required to send documents to the lender's solicitors, delays will inevitably occur
• You will be unable to contact the lender's firm directly, as they will be acting for the lender rather than you

Cockfosters Stamp Duty Relief

Stamp duty relief may be available for property purchases in Cockfosters labelled as 'disadvantaged areas', using local government wards to delineate boundaries. For homes bought for less than £150,000, this relief may be available. If it is thought that a property is in a disadvantaged area, but an online search does not confirm this, it may be necessary to make further enquiries with the local council. A postcode search is worth undertaking to determine whether a residence under the £150k threshold is in a Disadvantaged area. This relief is not generally available on commercial property, but some relief may be available for 'mixed use' premises such as a shop with a flat above.

Cockfosters Tree Preservation Orders

It is important for a Cockfosters buyer to know if a Tree Preservation Order (TPO) affects any trees on the property being purchased. In order to approve consent, the local authority may request that replacement trees be planted. If a newer property is affected by a planning condition imposed upon the original builders, it would be a breach of planning control to remove any trees this condition required the developer to plant.