Clevedon - It's not just what you know, it's who you know. By building contacts with local authorities, your Solicitor can deliver Conveyancing with fewer delays, and keep you better informed. In addition, areas of concern specific to the Clevedon region will also be examined.

We have assisted home movers throughout Clevedon, including Conveyancing in BS21.

What are the consequences if your solicitor is not on your Lender's panel?

Panels of solicitors are maintained by mortgage lenders in order to undertake legal work on mortgaged properties. More recently, lenders have begun to remove firms which have either not completed many conveyancing transactions or have failed to meet other criteria. These options are available to any homebuyer whose solicitor is not on their lender's panel:

• Try to obtain a mortgage from another lender who will instruct your Conveyancing solicitor.
• Instruct another firm of Conveyancing solicitors who are on your lender's panel to handle your Conveyancing.
• Continue with your present Conveyancing solicitor, but accept that a separate firm will also act for the lender, and that you will have to pay their costs in addition.

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage. Issues to consider if you intend to swap to a firm on the panel:

• The second firm may have a different fee structure, or higher fees
• Work which the first solicitor has completed already may need to be paid for regardless of your decision.
• Your new conveyancing solicitor may have weaker local knowledge.

Looking for a mortgage lender with a branch in Clevedon, North Somerset, try:

• Britannia, 12, Station Rd, BS21 6NH - Tel: 01275 875401
• Barclays Bank plc, 2, Linden Rd, BS21 7SN - Tel: 0845 7555555
• Lloyds TSB Bank plc, 16, The Triangle, BS21 6NG - Tel: 0845 3000000

Disadvantaged Areas in Clevedon

Around 2,000 wards nationwide are eligible for stamp duty relief. These are based on electoral divisions and local government wards. Clevedon residential property under £150,000 within one of these areas is exempt from stamp duty. Normal rates of stamp duty apply for purchases greater than £150k. A postcode search will usually determine whether a home being sold for less than the threshold is eligible. 'Mixed use' property, including a shop with an apartment above, may also receive stamp duty relief.