"There a several benefits to staying informed if you are moving home in Chorley and Eccleston. Relevant and up-to-date area information is gathered by our Property Lawyers thanks to their network of Chorley and Eccleston contacts. In addition, areas of particular concern or relevancy to Chorley and Eccleston property are thoroughly investigated."

Local issues considered by Chorley and Eccleston Conveyancing Solicitors:

What are the consequences if your solicitor is not on your lender's panel?

Panels of solicitors are maintained by mortgage lenders in order to undertake legal work on mortgaged properties. More recently, lenders have begun to remove firms which have either not completed many conveyancing transactions or have failed to meet other criteria. To proceed where your Chorley and Eccleston lawyer is not on a mortgage lender' s panel, you have the following options:

• Instruct another firm who is on your lender's panel, or,
• Find a mortgage from a different lender

You could also choose to work with your current solicitor, but you will have to pay the lender's costs in addition to your own, as they will instruct a member of their panel. If you instruct a different firm who is on your lender's panel, be aware that their quality and speed of service, along with the cost, may be quite different to that of your first choice. Before instructing another law firm, do your research as you would were they your first choice.

Searches

If your are buying a property in Chorley and Eccleston a property lawyer must conduct Local Authority Searches. The Local Authority for Chorley and Eccleston is Chorley Borough Council, Civic Offices, Union Street, Chorley, Lancashire, PR7 1AL. Tel: 01257 515 151

Are you eligible for Chorley and Eccleston stamp duty relief?

Nearly two thousand areas in England and Wales are eligible for stamp duty relief, using local government wards to delineate boundaries. Chorley and Eccleston residential property under £150,000 within one of these areas is exempt from stamp duty. Note that normal rates of duty apply sales above £150,000. That said, for any purchase below £150,000, it is worth making a simple postcode search to find out if a property is in a Disadvantaged area. For more information regarding Chorley and Eccleston disadvantaged areas, or to determine if your prospective purchase qualifies, call us today.