You can maximise the likelihood of hassle-free Conveyancing, with a Solicitor with experience transacting property in region. Our Solicitors' maintain a network of Chiswick contacts and furthermore, any areas of particular consideration when buying or selling in Chiswick will also be examined in detail.

Official Searches in Chiswick

If your are planning to buy a home in Chiswick your conveyancer is required to commission Official Local Authority Searches. The Local Authority for Chiswick is London Borough of Hounslow Council, Civic Centre, Lampton Road, Hounslow, Middlesex, TW3 4DN. Tel: 020 8583 2004

What are the consequences if your solicitor is not on your Lender's panel?

Mortgage lenders maintain panels of solicitors who they will instruct to carry out legal work on mortgages. At one time, many lenders, especially the large banks, were prepared to instruct any firm of solicitors who asked to be placed on their panel. Increasingly however, lenders have lowered the number of firms which they will accept and allow to perform this work. If a lender will not instruct a firm you have picked to perform your legal work, you have the following choices; you can either select a different lender or solicitor. It is possible to continue with your original choices, but your lender will expect you to pay for the legal costs relating to the mortgage. Bear in mind that it is usually more efficient and less expensive for the same firm act for you and your lender. Issues to consider if you intend to swap to a firm on the panel:

• The second firm may have a different fee structure, or higher fees
• Work which the first solicitor has completed already may need to be paid for regardless of your decision.
• Your new conveyancing solicitor may have weaker local knowledge.

Qualifying for stamp duty relief in Chiswick

Designated areas as 'disadvantaged areas' may qualify for relief from stamp duty. These are based on electoral divisions and local government wards. Chiswick residential property under £150,000 within one of these areas is exempt from stamp duty. Above this designated limit of £150k, the normal rates of duty apply, and no further relief may be available. For a purchase below the threshold, it is worth making a simple postcode search to find out if a property is in a disadvantaged area. For more information regarding Chiswick disadvantaged areas, or to determine if your prospective purchase qualifies, call us today.