There a several benefits of local information when buying or selling in Chislehurst. Associations with local authorities and other Chislehurst information sources, such as water and drainage providers, are maintained by our Solicitors.

We have assisted home movers throughout Chislehurst, including Conveyancing in BR7.

What are the consequences if your solicitor is not on your Lender's panel?

Many lenders, and particularly nationwide banks, were once willing to instruct any solicitors who requested to be added to their panel. Lenders have also reduced the size of their panels, setting more restrictive criteria for membership. If your conveyancing solicitor is not on your preferred lender's panel, then the lender will not instruct that firm to act in connection with the mortgage. You then have a choice:

• Obtain a mortgage from a less restrictive lender
• Instruct a solicitor whom your lender accepts
• Pay the lenders costs for their solicitor in addition to your own

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage. If you choose to remain with your first choice of Chislehurst-based solicitor, consider the following:

• Your lenders will instruct another firm, and you will have to pay their costs in addition to your own
• Your solicitor will have to send documents and information to the other solicitors, and wait for a response, which can cause delays
• Your case will be one of many which the lender's solicitors are dealing with, so it will be more difficult to engineer any priority treatment
• You cannot contact these solicitors directly, as they will be acting for the lender, not for you

Looking for a mortgage lender with a branch in Chislehurst, Greater London, try:

• Santander, 61-63, High St, BR7 5BE - Tel: 0845 7654321

Searches

If your are planning to purchase a new home in Chislehurst a conveyancer is required to apply for Searches. The Local Authority for Chislehurst is London Borough of Bromley Council, Civic Centre, Stockwell Close, Bromley, BR1 3UH. Tel: 020 8464 3338

Chislehurst Stamp Duty Relief

Stamp duty relief may be available for property purchases in Chislehurst labelled as 'disadvantaged areas'. In England and Wales, they are based on electoral wards. Residential purchases under £150,000 may be eligible for stamp duty relief. Normal rates of stamp duty apply for purchases greater than £150k. A postcode search is worth undertaking to determine whether a residence under the £150k threshold is in a Disadvantaged area. Call for more information regarding Chislehurst disadvantaged areas, and to determine if your purchase is affected.