Whether you are buying or selling, awareness of local considerations will positively impact the likelihood of a successful sale or purchase. Our Conveyancing specialists in Chessington have close working associations with a broad range of local information sources. Issues frequently arising in the region are also taken into consideration, thanks to this local expertise.

We have assisted home movers throughout Chessington, including Conveyancing in KT9.

Council Tax Rates in Chessington

The sellers conveyancing solicitor will confirm the council tax banding and rates for the house or flat being sold. Chessington Council Tax rates are set by Kingston-upon-Thames Council. 2012/13 bandings are* -

• Band A - £1106
• Band B - £1291
• Band C - £1475
• Band D - £1659
• Band E - £2028
• Band F - £2397
• Band G - £2766
• Band H - £3319

*Source - www.communities.gov.uk

Does your Chessington purchase qualify for Stamp Duty Relief?

Nearly two thousand areas in England and Wales are eligible for stamp duty relief. These are based on electoral divisions and local government wards. No stamp duty is payable on residential property purchases where the price paid is under £150,000. Above £150k, no stamp duty relief may be available. A postcode search will usually determine whether a home being sold for less than the threshold is eligible. 'Mixed use' property, including a shop with an apartment above, may also receive stamp duty relief.

What are the consequences if your solicitor is not on your Lender's panel?

Mortgage lenders maintain panels of solicitors who they will instruct to carry out legal work on mortgages. At one time, many lenders, especially the large banks, were prepared to instruct any firm of solicitors who asked to be placed on their panel. Increasingly however, lenders have lowered the number of firms which they will accept and allow to perform this work. If your Chessington conveyancing solicitor is not on your preferred lender's panel, then the lender will not instruct that firm to act in connection with the mortgage. You then have a choice:

• Try to obtain a mortgage from another lender who will instruct your Conveyancing solicitor.
• Instruct another firm of Conveyancing solicitors who are on your lender's panel to handle your Conveyancing.
• Continue with your present Conveyancing solicitor, but accept that a separate firm will also act for the lender, and that you will have to pay their costs in addition.

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage.

Looking for a mortgage lender with a branch in Chessington, London, try:

• Lloyds TSB Bank plc, 28, North Parade, KT9 1QF - Tel: 0845 3000000
• NatWest Bank plc, 320, Hook Rd, KT9 1PA - Tel: 0845 6002803