"You can maximise the likelihood of hassle-free Conveyancing, with a Solicitor with experience transacting property in Caversham. By building contacts with local authorities, your Solicitor can deliver Conveyancing with fewer delays, and keep you better informed and furthermore, any areas of particular consideration when buying or selling in Caversham will also be examined in detail."

Local issues considered by Caversham Conveyancing Solicitors:

Official Local Authority Searches

If your are intending to purchase a home in Caversham a Solicitor is required to commission Official Local Authority Searches. The Local Authority for Caversham is Reading Borough Council, Civic Centre, Reading, Berkshire, RG1 7AE. Tel: 0118 937 3737 or out of hours emergencies on: 01202 451 145

Fridaysmoves property lawyers in Caversham are on all UK mortgage lender panels, including:

What are the consequences if your solicitor is not on your lender's panel?

Lenders once permitted any solicitors' firm to join their panel. These panels were established so that firms could join and thereby perform legal work on mortgages on behalf of lenders. Increasingly however, lenders have lowered the number of firms which they will accept and allow to perform this work. If a lender will not instruct a firm you have picked to perform your legal work, you have the following choices; you could either obtain a mortgage from another lender, or instruct another firm of conveyancer who are on the panel. Generally, it is cheaper to have the same firm act both for you and your lender, but you could also choose to persist with both your first choice of lender and solicitor, and pay for a lawyer selected by the lender to carry out the relevant legal work. Issues to consider if you intend to swap to a firm on the panel:

• The second firm may have a different fee structure, or higher fees
• Work which the first solicitor has completed already may need to be paid for regardless of your decision.
• Your new conveyancing solicitor may have weaker local knowledge.

Qualifying for stamp duty relief in Caversham

Stamp duty relief may be available in nearly 2,000 'disadvantaged areas' nationwide. In England and Wales, they are based on electoral wards. No stamp duty is due for houses bought in a Caversham disadvantaged area under the £150k threshold. It may be necessary to make further enquiries with the local council, if initial searches fail to identify whether a residence lies in a disadvantaged area. A postcode search is worth undertaking to determine whether a residence under the £150k threshold is in a Disadvantaged area. Call our Conveyancing team for a full list of designated disadvantaged areas in Caversham.