When buying or selling in the area, who you know matters as much as what you know. Fridaysmove's Bishops Stortford Conveyancing team is able to employ their local knowledge to help you move home sooner and they are also cognisant of the issues and considerations native to the area.

My solicitor is not on my Lender's panel - what do I do?

Lenders maintain panels of law firms to perform mortgage legal work. While these panels were once open, allowing any firm to join, that is no longer the case. Recently, lenders have changed the criteria for the firms which they will accept on their panels. They have also reduced the size of their panels, removing firms which do not carry out much Conveyancing work or which they consider to have proved unsatisfactory in the past. If a lender will not instruct a firm you have picked to perform your legal work, you have the following choices; you can either select a different lender or solicitor. It is possible to continue with your original choices, but your lender will expect you to pay for the legal costs relating to the mortgage. Bear in mind that it is usually more efficient and less expensive for the same firm act for you and your lender. If you do not switch firms, your lenders will instruct a solicitor themselves. You are expected to pay these costs in addition to your own, and as this firm may have a heavy caseload with many other matters underway, you will not have the same ability to stay abreast of developments and apply more pressure if delays occur.

Official Local Authority Searches in Bishops Stortford

If your are intending to purchase a home in Bishops Stortford a lawyer will carry out Official Local Authority Searches. The Local Authority for Bishops Stortford is East Hertfordshire District Council, The Causeway, Bishop's Stortford, Hertfordshire, CM23 2EN. Tel: 01279 655 263

Are you eligible for Bishops Stortford stamp duty relief?

Disadvantaged Areas Relief may be available in nearly 2,000 areas throughout the UK. These are based on electoral divisions and local government wards. Disadvantaged areas may not precisely match postcode areas, so a postcode search will be insufficient to ensure relief may be available. Normal rates of stamp duty apply for purchases greater than £150k. A postcode search is worth undertaking to determine whether a residence under the £150k threshold is in a Disadvantaged area. Call for more information regarding Bishops Stortford disadvantaged areas, and to determine if your purchase is affected.