"For a hassle-free sale or purchase in Bilston and Bradley, local knowledge matters. Your Property Lawyer will use their working associations with the local authority and other bodies to deliver better results and they pay close attention to issues commonly arising during Bilston and Bradley transactions."

Local issues considered by Bilston and Bradley Conveyancing Solicitors:

Searches in Bilston and Bradley

If your are purchasing a property in Bilston and Bradley a property lawyer is required by your lender to apply to the council for Local Authority Searches. The Local Authority for Bilston and Bradley is Dudley Metropolitan Borough Council, Council House, Priory Road, Dudley, West Midlands, DY1 1HF. Tel: 0300 555 2345

Disadvantaged Areas in Bilston and Bradley

Disadvantaged areas relief may be available for property bought in around 2,000 locations across the country, using local government wards to delineate boundaries. As the areas which have been designated are based on local authority electoral wards, they do not always coincide with postcode districts. The postcode search tool cannot always be relied on to predict eligibility. If it is thought that a property is in a disadvantaged area, but an online search does not confirm this, it may be necessary to make further enquiries with the local council. By making a straightforward search by postcode, you can usually determine if a property purchase below £150,000 will benefit, however. Call for more information regarding Bilston and Bradley disadvantaged areas, and to determine if your purchase is affected.

The consequences of your solicitor not being on your Mortgage Lender's panel

Lenders once permitted any solicitors' firm to join their panel. These panels were established so that firms could join and thereby perform legal work on mortgages on behalf of lenders. Recently, lenders have changed the criteria for the firms which they will accept on their panels. They have also reduced the size of their panels, removing firms which do not carry out much Conveyancing work or which they consider to have proved unsatisfactory in the past. If a lender will not instruct a firm you have picked to perform your legal work, you have the following choices; you can either select a different lender or solicitor. It is possible to continue with your original choices, but your lender will expect you to pay for the legal costs relating to the mortgage. Bear in mind that it is usually more efficient and less expensive for the same firm act for you and your lender. Consider these points if you choose to change firms:

• Additional fees may be charged by the new firm which your original lawyers considered to be inclusive.
• Your second choice of firm may have less local knowledge, or be harder to meet in person.