When buying or selling in Beckenham, who you know matters as much as what you know. Our Solicitors' maintain a network of Beckenham contacts.

We have assisted home movers throughout Beckenham, including Conveyancing in BR3, SE20.

Official Local Authority Searches in Beckenham

If your are intending to purchase a home in Beckenham a Solicitor is required by your lender to conduct Official Local Authority Searches (Con 29 enquiries, LLC1 and Con29 Part 2). The searches give you information about the property . The Local Authority for Beckenham is London Borough of Bromley Council, Civic Centre, Stockwell Close, Bromley, BR1 3UH. Tel: 020 8464 3335

What are the consequences if your solicitor is not on your Lender's panel?

Lenders maintain panels of law firms to perform mortgage legal work. While these panels were once open, allowing any firm to join, that is no longer the case. However, mortgage lenders have started removing firms which do not carry out much work for them, or have not met certain additional criteria. If your lender does not accept your chosen solicitor, you must make a decision as to how to proceed:

• Obtain a mortgage from a less restrictive lender
• Instruct a solicitor whom your lender accepts
• Pay the lenders costs for their solicitor in addition to your own

It is usually cheaper to have the same firm act both for you and your lender, and carry out all the conveyancing work in connection with a purchase and the mortgage. Consider these points if you choose to change firms:

• Additional fees may be charged by the new firm which your original lawyers considered to be inclusive.
• Your second choice of firm may have less local knowledge, or be harder to meet in person.

Does your Beckenham purchase qualify for Stamp Duty Relief?

Disadvantaged areas relief may be available for property bought in around 2,000 locations across the country. These are based on electoral divisions and local government wards. Beckenham residential property under £150,000 within one of these areas is exempt from stamp duty. If an online search cannot determine whether a Beckenham home is located in a disadvantaged area, clarification should be sought from the local council. For a purchase below the threshold, it is worth making a simple postcode search to find out if a property is in a disadvantaged area. For more information regarding Beckenham disadvantaged areas, or to determine if your prospective purchase qualifies, call us today.

Disadvantaged areas in Beckenham include Bellingham.